Value vs Growth Investing: Choosing the Right Strategy for Long-Term Gains

The new year has seen equity markets continue their seemingly unstoppable march higher. Given the substantial outperformance of ‘growth’ stocks over the past decade – and 2019 in particular – there is currently a robust debate around whether it’s time to switch to a more ‘value’ oriented portfolio. In my view, this is an over-simplification […]

National Council (Board of Directors)

The affairs of the AIA are managed by our National Council (Board of Directors). The Council meets in person generally three to four times per year in person, and meets by teleconference at least monthly. Your current Council includes:- Peter Dawson Chair Marina Cardillo Deputy Chair Marina graduated from The University of Sydney as a […]

Aged Care – are you prepared?

No-one likes to talk about getting old, but when you or a family member needs help, there’s no getting around it. And with the COVID-19 pandemic and the Royal Commission putting aged care well in the spotlight this year, many people are questioning what choices they have for care in their older years. When should […]

Australian Investment Association (AIA): Independent Investment Insights

The Australian Investment Association is a not for profit organisation dedicated to providing independent quality investment information helping Australians to decide their financial future. First formed in 1991, we act with integrity and are not aligned to any institution which allows us to filter and hand select the best possible information for our members. We do not […]

Member Benefits: Investors Helping Investors

The AIA has over 2,500 active investors from diverse backgrounds.  Many are highly experienced and sophisticated investors, who are happy to share some of their insights and key pieces of information, which has often taken them many years to develop.  AIA members have no product or service to promote.  They are simply here to help.  […]

State Organisers: Local Committees and Contacts Guide

In each state, the AIA has a locally elected State Chairperson, and a state committee. State Chairs and State Committees Each state committee manages the affairs of the Association locally.  These committees have responsibility to arrange local functions and provide support for our members at the local level. The current State Committees are:- New South WalesChair:Hannah Schwartz […]

Australian Investors Association: Advocacy & Submissions

The Australian Investors Association (AIA) represents and advocates for a group of self-directed investors who choose to make their own decisions about their investments. The AIA is a national not-for profit organisation.  Many of our members are self-funded retirees and many members use the tax provisions of superannuation to extend the life of their retirement […]

Cash Management Trusts

A Cash Management Trust account is an investment product rather than a straightforward bank account so it has a few different characteristics when compared to a cash management account or a savings account. It is important that investors be aware of the differences so that they can make informed investment choices when they are deciding […]

Term Deposits: Benefits, Use Cases & Strategies

A term deposit is an account where you can deposit cash and generally receive a higher rate of interest than a savings account.  As such it can be an ideal investment for someone who requires regular and guaranteed income.  However, don’t underestimate their usefulness for any portfolio. What is a Term Deposit? It is an investment where […]

Warrants: Benefits, Risks, and Investment Strategies

Warrants are financial instruments issued by banks and other institutions which are traded on the ASX.  They are a form of derivative giving the holder the right to trade (buy or sell) or cash settle the underlying instrument with the warrant issuer for a particular price at a particular time according to the terms of […]

Shareholder Rights and Key Benefits

As a shareholder and part owner of the business you are entitled to certain rights. In each of the instances outlined below, you should be clear about your overall investment goals and strategy and determine whether any action is required on your part. A shareholders rights can include: Annual general meeting (AGM)AGM’s are held once […]

Asia Has Become a Powerhouse of Global Growth

In the last two decades, Asia has become a powerhouse of global growth. Demographics and digitalisation have fuelled economic and business expansion, and in 2020, this has played an important feature in the management of the COVID-19 crisis and the region’s resilient economy. Looking ahead to a post-pandemic world, we believe a new economic order […]