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Getting a business loan as a startup can be challenging. Most Australian startup founders rely on friends and family, equity investors, or maybe even take out risky personal loans to finance the growth of their business. These options are popular, but that doesn’t mean they are risk-free or available to every entrepreneur. Giving up equity […]
Grants are pockets of funding that individuals and businesses can apply for. Unlike traditional loans, grants are a monetary contribution that does not need to be paid back to the funder. Grants are typically offered by grant bodies, which typically include governmental organisations, non-profits, and individual financiers, to help businesses fulfill specific purposes – i.e […]
When a company wants to raise capital, they tend to focus on two main options: equity financing and debt financing. These are not the only financing possibilities available, but they remain the most popular because they offer numerous benefits to small business owners.This article will explain what equity and debt financing are, their main differences, […]
Getting a business loan as a startup can be challenging. Most Australian startup founders rely on friends and family, equity investors, or maybe even take out risky personal loans to finance the growth of their business. These options are popular, but that doesn’t mean they are risk-free or available to every entrepreneur. Giving up equity […]
The essential sources of debt funding for SMEs in Australia SMEs are the Australian economy’s driving force, representing approximately 70% of employment and a little over 50% of the country’s GDP. The market for SME loans has been shifting in recent years, from new forms of debt finance like R&D tax incentive loans and debt […]
R&D finance, also known as R&D loan, is still a largely uncharted form of finance in Australia. This guide will give you all the details you need to understand the basics of this new form of alternative finance. It will help you figure out if R&D finance can be useful to you and get the […]
In 2019, the debt financing advantages seem few and far between. Crippling student loans, maxed out credit cards, suffocating government deficits and someone coming to repossess your Lexus under the withering gaze of your neighbours: this is the most common face of debt. In 2018, the average debt per adult in the UK was £30,537, equivalent to about […]